Loan Specialist (Commercial)

Provide assistance to senior level management on discrete project assignment by performing research necessary for the assessment of credit and project risks which are associated with high-value loans for innovative or commercially ready clean energy generation, manufacturing projects, and advanced technology vehicle and component manufacturing projects.

Collect research materials and reviews information for supervisors to support risk assessment efforts, including financial statements, covenant compliance, collateral and news reports, and information gathered from site visits.

Examine borrowers and guarantors of large scale projects to determine warning signs of credit deterioration.

Review all post-issue requests from borrowers and lenders for amendments to loan terms, waivers, extensions, payment deferments, and other modifications related to operative loans and guarantees and prepares background information needed to estimate the value of assets in individual portfolios and recommend charge-off of specific trouble assets.

Participate on teams, addressing the technical, legal-economic, and financial feasible aspects of a transaction utilizing research to prepare background information required for the negotiation and potential restructure of non-performing loans.

Develop business correspondence and analytical reports, and gives presentation to explain financial models.